Protecting Consumers

Recognizing the difficulty that debt presents to many working families, Delegate Frick has been at the forefront of efforts to curb abusive lending practices. Working in concert with some of the nation’s leading authorities on consumer protection, Bill crafted legislation to outlaw some of the most egregious practices of credit card companies, which passed the House of Delegates overwhelmingly. In 2010, Bill sponsored legislation to prevent consumers from being tricked into costly tax refund anticipation loans, making Maryland one of the nation’s leaders in protecting taxpayers from abuse.

Sustainable Energy

A longtime outdoor enthusiast, Delegate Frick is a devoted environmentalist. His first legislative initiative created The Jane E. Lawton Loan Fund to provide loans for energy conservation, reduced reliance on fossil fuels, and to foster energy-related economic development. In the future, Bill will act vigorously to stop polluters from harming the Chesapeake Bay, and work with stakeholders to achieve meaningful improvements. Bill has a 94% lifetime voting record from the League of Conservation Voters.

Advocating for our Local Businesses

Many politicians talk about job creation.  Delegate Frick has sought real solutions to help Maryland businesses grow and hire.  Frick sponsored the Lend Local Act, legislation passed in 2012 to address the biggest challenge facing many small businesses:  access to credit.  The Lend Local Act leverages state deposits for small businesses by placing them with banks that pledge to lend a comparable amount to Maryland minority business enterprises and small businesses.

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